ServiceNow

Plaid unveils sequential foundation model for transactions

The newsletter highlights three fintech developments: Plaid introduced a sequential foundation model that reads full transaction timelines (order, cadence, recurring patterns) and reports improved fraud detection and credit-underwriting metrics; Banco Santander open-sourced fourteen GitHub repositories for AI governance and safety (Apache 2.0) including guardrails, mechanical governance, fairness testing, and synthetic fraud-graph generation; and Meta (Zuckerberg) is reported to be building a standalone prediction‑markets app called "Arena," which could accelerate regulatory attention. The piece frames Plaid’s cross‑institutional view as a strategic moat, notes the industry pattern of self-supervised training on proprietary sequences, and flags potential regulatory scrutiny if a single infrastructure provider’s model influences credit and fraud decisions across many apps.

Zero Copy Data Access Explained

The article explains the 'Zero Copy' pattern—accessing remote data without duplicating it locally—using ServiceNow's implementation called Virtual Data Fabric Tables. Instead of extracting and storing data via ETL, ServiceNow issues live queries to external systems and temporarily holds results in memory for user interaction. The piece lists benefits (no duplication, no sync, reduced destination security surface) and trade-offs (latency, uptime dependency, load on sources, API costs, limitations for complex reporting). It outlines ideal use cases: handling sensitive data, real-time troubleshooting, occasional point-in-time lookups, and working with very large datasets where moving data is impractical.

Keeper Adds Privileged Access Controls to Microsoft Teams

Keeper Security announced the Keeper Teams App, a customer-hosted integration that embeds governed, auditable privileged-access request and approval workflows directly into Microsoft Teams. Powered by Keeper Secrets Manager (KSM) and Commander Service Mode, the app supports five core workflows — record and folder access requests with time-limited access and automatic credential rotation, one-time self-destructing shares, Keeper Endpoint Privilege Manager (KEPM) approvals, SSO Cloud device approvals, and self-service secret creation (with Nested Shared Folder support). Deployed via Docker alongside Commander Service Mode on the customer’s infrastructure, the integration preserves Keeper’s zero-knowledge cryptography while surfacing approvals inside Teams. Keeper positions the release as reducing friction that drives insecure workarounds and as part of a broader ecosystem that already includes integrations with Jira, ServiceNow and Slack. Publication date: 2026-06-25.