Adyen vs FastSpring

Adyen Upgrades Authenticate with AI Payment Optimization

Adyen has significantly expanded its authentication offering, Authenticate, as part of its Uplift optimization suite. The module now uses machine learning to route each transaction in real-time to the most appropriate authentication technology, replacing static 3DS rules. It integrates 3DS, Google Secure Payment Authentication, Mastercard and Visa Payment Passkeys, and pure data flows. The system dynamically decides whether authentication is needed, which method to use, and which data to send to card issuers, optimizing over 150 data fields for 3DS. It also works with Adyen's fraud management module Protect to recognize trusted buyers and minimize friction. Early customers report conversion gains: Too Good To Go saw an 11% relative increase in payment conversion, and Just Eat Takeaway.com reported a 12% higher conversion rate among qualifying visitors. Authenticate is now available worldwide for 3DS and issuer request optimization; newer methods like Google SPA and passkeys are being rolled out gradually, with live transactions already occurring in the UK and broader international rollout planned by 2027.

• Adyen upgrades Authenticate with AI-based routing and optimization.
• The platform integrates 3DS, Google SPA, Mastercard and Visa Payment Passkeys.
• Too Good To Go reports an 11% relative increase in payment conversion.

German Consumers Want AI Shopping Control

A follow-up study by Riverty and Adyen reveals that 49% of German consumers expect AI to handle a large portion of their everyday shopping within the next five years. While 67% understand the concept of AI shopping agents, sentiment is divided, with about a quarter positive and a quarter negative. Control remains key: 21% cite personal control as the main trust factor, 19% fraud protection, 14% data privacy, and 19% would never trust AI for purchases. 48% prefer AI as a shopping co-pilot for product search and recommendations, while only 16% accept fully autonomous purchases. Food and household goods (33%) are the most trusted categories, followed by subscriptions (25%) and ticketing (24%). 51% prefer invoice payment, and willingness to entrust higher budgets has decreased. Human support remains crucial for 56% of consumers.

• 49% of Germans expect AI to handle a large portion of everyday shopping within five years.
• 67% understand the principle of AI shopping agents.
• 21% cite personal control as the most important trust factor for AI shopping.

Adyen H1 2026: Net Revenue Rises Nearly 20%

Adyen reported strong first-half 2026 results: net revenue rose 19% year‑on‑year to €1.303 billion and processed payment volume increased 24% to €803.8 billion. EBITDA was €641.5 million (49% margin) and free‑cashflow conversion reached 86%. After H1 the company completed acquisitions of Talon.One and Orb and introduced new offerings including Adyen Agentic and Intelligent Money Movement to address AI-driven commerce and liquidity management. Adyen added several large international customers (Aritzia, OpenAI, Xiaomi) and GOV.UK Pay in the public sector, expanded the Toast partnership, obtained a UAE retail payments licence, and joined the x402 Foundation. For full-year 2026 Adyen expects 21–23% net revenue growth (constant FX) and plans higher 2026 capex (~7% of net revenue).

• Adyen reported net revenue of €1.303 billion in H1 2026, a 19% increase year‑on‑year (21% at constant FX).
• Payment volume processed via Adyen's platform rose 24% to €803.8 billion in H1 2026.
• EBITDA for H1 2026 was €641.5 million, corresponding to a 49% margin (50% excluding one‑off transaction costs).

In-Game vs Web Store Pricing for D2C Monetization

This article from PocketGamer.biz provides guidance on pricing and packaging strategies for direct-to-consumer (D2C) web stores in mobile gaming. It emphasizes that publishers should start by understanding their game's economy, specifically the balance of sources and sinks, before setting prices. Data from an A/B test suggests that offering additional entitlements (e.g., more gems for the same price) outperforms price discounts in driving conversions and revenue. The article also highlights the importance of reducing friction through direct checkout, citing return purchase rates around 90% for FastSpring's larger clients. Additionally, it discusses alternative strategies to drive D2C behavior without changing prices, such as content creator programs, loyalty currencies, and exclusive web-store products. The piece concludes that there is no universal pricing formula; success depends on iterating based on game-specific data.

• Only 2% to 3% of players spend money in many mobile games.
• A/B test showed additional entitlements outperform price discounts in D2C conversion.
• FastSpring's larger clients report return purchase rates around 90% on web stores.

FastSpring Launches Funnel Audits: The Ultimate Monetization Insight Engine

FastSpring has launched Funnel Audits, a new monetization insight engine, as announced on September 23rd, 2026. The blog also features new posts on achieving the highest NPS among top MoRs, California SB 122 tax changes, and a partnership with Paysafe.

Hiring and promotions across major game companies

A jobs digest reports multiple hires and promotions across the mobile and broader games industry. EA promoted Cam Weber to president and chief studios officer and David Tinson to president and chief operating officer as EA completes a $55bn take-private by a consortium led by Saudi Arabia’s PIF. Nazara Technologies appointed Raymond A. Stauffer as CEO while founder Nitish Mittersain transitions to managing director after overseeing revenue growth and a $303m acquisition. Other moves include Michael Lieb named principal accounting officer at Unity, Martin Keely joining Epic Games as VP/GM of the Epic Games Store and Epic Online Services, Jon Middleton joining Xsolla as EVP of strategic business, and hires at Kabam, Scopely, Tactile Games and Moon Active.

• EA appointed Cam Weber as president and chief studios officer and promoted David Tinson to president and chief operating officer as EA completes a $55bn take-private acquisition by a consortium led by Saudi Arabia’s PIF.
• Nazara Technologies: Nitish Mittersain stepped down as chief executive to become managing director; Raymond A. Stauffer was named CEO. Nazara grew revenue from $115m to $192m and completed a $303m acquisition of Bluetile and BestPlay.
• Unity appointed Michael Lieb as principal accounting officer effective July 27; he previously served at Peloton Interactive, Shutterstock, Spotify and Ernst & Young.