Banco BV

Banco BV S.A. is a Brazilian financial institution serving retail customers, corporate clients and platform partners. Its offering spans consumer digital banking, corporate internet banking, web self-service portals, contract workflows and embedded banking infrastructure. In addition to standard banking distribution through app and web channels, it operates API-based Banking as a Service and Open Finance capabilities for fintechs, enterprises and institutional partners. The company generates revenue primarily from banking products and services, including lending, payments, fees and corporate banking activity, while its digital channels support account servicing and cross-sell. Its BaaS and partner-facing platforms extend the model into API and transaction-based infrastructure, allowing third parties to embed regulated financial services without becoming banks themselves. BV is active and backed by a joint-shareholding structure involving Banco do Brasil and Votorantim-related shareholders.