Retail Commercial Banking & Credit · Advertiser / Brand
Standard Chartered
International bank for cross-border corporate, wealth and retail banking.
Available information varies by company and source.
Profile record updated:
Company facts
- Official name
- Standard Chartered PLC
- Entity type
- COMPANY
- Headquarters
- 1 Basinghall Avenue, London, EC2V 5DD, United Kingdom
- Company size
- >5,000
- Market cluster / sector
- Retail Commercial Banking & Credit
- Market role
- Advertiser / Brand
- Ticker
- STAN
- Official website
- sc.com
What Standard Chartered does
Standard Chartered runs a multi-segment banking model that combines balance-sheet lending with fee-based financial services. It creates value by using its network across growth markets to intermediate deposits and loans, facilitate cross-border payments and trade, provide FX and treasury services, and distribute wealth and investment products. Digital channels increase customer retention, shift service delivery online, and deepen product usage across both enterprise and retail relationships.
Category differentiation
Standard Chartered is a multinational banking group, not an adtech, martech or SaaS vendor. Straight2Bank and its mobile channels are banking delivery platforms, not standalone productivity software products.
Strategic context
AI-supported assessment from the existing company research; distinguish interpretation from sourced facts.
Standard Chartered PLC is a public banking group headquartered in the United Kingdom. It provides corporate and institutional banking, transaction banking, wealth management, retail banking and SME banking, with a concentration on Asia, Africa and the Middle East. Its digital estate includes Straight2Bank for corporate and institutional clients, alongside mobile and online banking for retail and affluent customers. The group also operates adjacent growth initiatives in payments and digital assets. The bank generates revenue through net interest income, transaction and treasury fees, foreign exchange spreads, custody and trade finance fees, and wealth and advisory income. Its paying customers are corporate treasuries, financial institutions, multinational businesses, affluent individuals, retail customers and SMEs. Current strategy is centred on higher-return, capital-light growth, stronger non-interest income, affluent customer expansion, and AI-enabled operating efficiency.
Company news briefing
Briefing updated:
Standard Chartered recently announced a management team update alongside significant milestones in digital asset integration. The group became the first Global Systemically Important Bank to issue digitally native notes on Euroclear’s Digital Financial Market Infrastructure and the first bank distributor of HKDAP to facilitate HKD stablecoin benefits. These actions highlight the organisation's focus on advancing blockchain-based capital market solutions and digital currency distribution.
Business model & monetisation
Standard Chartered monetises through traditional banking economics and fee-based financial services. Core revenue streams are net interest margins on loans and deposits; transaction fees from payments, trade finance and custody; foreign exchange spreads; and wealth management and advisory fees. Straight2Bank is monetised as part of broader corporate banking relationships rather than as standalone software subscription revenue. Consumer mobile and online banking function as digital distribution and servicing layers that drive uptake of deposits, cards, loans, investments and related banking products.
- Net interest income from loans and deposits
- Interest margin
- Transaction banking fees
- Service Fee
- Foreign exchange and treasury services
- Pay-per-Use
- Wealth management and advisory
- Service Fee
- Custody and trade finance services
- Service Fee
Products & capabilities
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Competitors & alternatives
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Recent recorded signals
Dates refer to the source publication. Older entries are historical context, not evidence of a new event.
Sunrate and TourMind Partner for Travel Payment Boost
Partnership · Recorded impact score: 1/5
Sunrate, a global payments and treasury management platform, announced a strategic partnership with TourMind, an AI-driven travel transaction infrastructure platform, at ITB Asia 2026. The collaboration will integrate Sunrate's payment capabilities, including its Sunrate cards and the new 'Agentic Card', into TourMind's technology ecosystem. This integration aims to help travel companies optimize payment operations, manage cross-currency transactions, and support international growth. By embedding payment services into travel distribution and booking workflows, the partnership seeks to enhance operational efficiency and strengthen financial infrastructure for the global travel industry. Sunrate's CEO Paul Meng and TourMind's CEO Karma Young both emphasized the transformative role of AI in travel and the natural alignment of their companies' visions.
- Sunrate and TourMind announced a strategic partnership at ITB Asia 2026.
- Sunrate will integrate its payment capabilities into TourMind's AI-driven travel platform.
AI Director Sketches F1 Car for Standard Chartered Film
AI in Advertising · Recorded impact score: 3/5
Standard Chartered's 'Move Ahead' film, an AI-generated F1 advertisement, was created by London studio Misideal, led by director Marcello Costa. Since the bank lacks its own F1 team, the car was entirely AI-generated, with Costa hand-sketching the vehicle to maintain control and avoid copyright issues. The film blends AI-generated environments with digital twins of real actors, whose likenesses were licensed. The project aimed to create imagery unattainable during the racing season. Costa discusses the challenges of AI reliability, cost comparisons with traditional production, and the rapid evolution of AI tools like Seedance 2.5. The campaign was produced with agency Leo Singapore, production company Stink, and media handled by Dentsu.
- Standard Chartered launched an AI-generated F1 ad film called 'Move Ahead'.
- The film was co-directed by Marcello Costa of AI studio Misideal and Tino of Stink.
OKX Raises $25B Valuation with Circle, Ripple, Standard Chartered
Cryptocurrency · Recorded impact score: 4/5
Crypto exchange OKX has closed a new funding round at a $25 billion valuation, with Circle, Ripple, Qube Research & Technologies (QRT), and SC Ventures (Standard Chartered's investment arm) joining as investors. The amount invested and equity stakes were not disclosed. The investors are all existing business partners of OKX: Circle issues USDC, Ripple's stablecoin RLUSD is integrated into OKX's order book, QRT provides liquidity, and Standard Chartered custodies BlackRock's BUIDL fund used as collateral. CEO Star Xu framed the round as strategically aligned rather than driven by financial need. The valuation matches the $25 billion from ICE's investment in March, and OKX is considering a US IPO within four years. The company also launched OKX Money to convert local currencies into dollar stablecoins for emerging markets.
- OKX raised new funding at a $25 billion valuation (approx. €22.2 billion).
- New investors include Circle, Ripple, Qube Research & Technologies, and SC Ventures.
Standard Chartered’s VCC platform surpasses $2.6 billion in AUM as it launches its 10th sub-fund with BNY Investments
Recorded impact score: 2/5
Standard Chartered has launched its tenth sub-fund under its Variable Capital Company (VCC) platform, pushing total assets under management past $2.6 billion since its inception in June 2024. Named the Signature Select Premium Cash Reserve Fund, the strategy is managed by Insight Investment, the fixed income specialist within BNY Investments. The fund is designed to outperform the Secured Overnight Financing Rate (SOFR) and is offered to accredited and professional wealth clients across Singapore, Hong Kong, the UAE, Jersey, Kenya, and Nigeria.
- Standard Chartered launched its tenth VCC sub-fund, the Signature Select Premium Cash Reserve Fund, on October 5, 2026.
- The bank's VCC platform has accumulated over $2.6 billion in assets under management since launching in June 2024 (as of end June 2026).
Standard Chartered supports Thailand's second sustainability-linked bond, advancing climate and nature ambitions
Recorded impact score: 3.5/5
Standard Chartered supports Thailand's second sustainability-linked bond, advancing climate and nature ambitions (17 September 2026). Also new: Standard Chartered and LMAX Group expand partnership to include digital asset custody in Luxembourg and DIFC (16 September 2026); Standard Chartered's Future of Trade Report: Faster Digitalisation Could Unlock US$2.8 Trillion in Annual Global Trade by 2031 (8 September 2026); Standard Chartered to continue Liverpool FC partnership as Global Partner from the 2027/28 season (8 September 2026); Standard Chartered deepens "Now's Your Time for Wealth" campaign with AI-powered innovation, wealth and advisory capabilities (8 September 2026).
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Questions about Standard Chartered
What is Standard Chartered?
Standard Chartered is a public international banking group serving corporate, institutional, affluent, retail and SME customers across Asia, Africa and the Middle East.
Who uses Standard Chartered?
Its users include corporate treasuries, financial institutions, multinational companies, affluent individuals, retail banking customers and SMEs.
How does Standard Chartered make money?
It earns money from net interest margins, payments and trade fees, FX spreads, custody services, and wealth management and advisory income.
Sources & coverage
This profile uses public, official and technically observable information. Missing information does not prove that a product or relationship does not exist. The list below does not imply that every profile statement has been verified.
15 publicly documented primary sources and citations linked across the market graph.
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