Standard Chartered
International bank for cross-border corporate, wealth and retail banking.
Available information varies by company and source.
Profile record updated:
Company facts
- Official name
- Standard Chartered PLC
- Entity type
- COMPANY
- Headquarters
- 1 Basinghall Avenue, London, EC2V 5DD, United Kingdom
- Company size
- >5,000
- Market role
- Other / Non-Digital Advertising Relevant
- Ticker
- STAN
- Official website
- sc.com
What Standard Chartered does
Standard Chartered runs a multi-segment banking model that combines balance-sheet lending with fee-based financial services. It creates value by using its network across growth markets to intermediate deposits and loans, facilitate cross-border payments and trade, provide FX and treasury services, and distribute wealth and investment products. Digital channels increase customer retention, shift service delivery online, and deepen product usage across both enterprise and retail relationships.
Category differentiation
Standard Chartered is a multinational banking group, not an adtech, martech or SaaS vendor. Straight2Bank and its mobile channels are banking delivery platforms, not standalone productivity software products.
Strategic context
AI-supported assessment from the existing company research; distinguish interpretation from sourced facts.
Standard Chartered PLC is a public banking group headquartered in the United Kingdom. It provides corporate and institutional banking, transaction banking, wealth management, retail banking and SME banking, with a concentration on Asia, Africa and the Middle East. Its digital estate includes Straight2Bank for corporate and institutional clients, alongside mobile and online banking for retail and affluent customers. The group also operates adjacent growth initiatives in payments and digital assets. The bank generates revenue through net interest income, transaction and treasury fees, foreign exchange spreads, custody and trade finance fees, and wealth and advisory income. Its paying customers are corporate treasuries, financial institutions, multinational businesses, affluent individuals, retail customers and SMEs. Current strategy is centred on higher-return, capital-light growth, stronger non-interest income, affluent customer expansion, and AI-enabled operating efficiency.
Company news briefing
Briefing updated:
Standard Chartered recently announced a management team update alongside significant milestones in digital asset integration. The group became the first Global Systemically Important Bank to issue digitally native notes on Euroclear’s Digital Financial Market Infrastructure and the first bank distributor of HKDAP to facilitate HKD stablecoin benefits. These actions highlight the organisation's focus on advancing blockchain-based capital market solutions and digital currency distribution.
Business model & monetisation
Standard Chartered monetises through traditional banking economics and fee-based financial services. Core revenue streams are net interest margins on loans and deposits; transaction fees from payments, trade finance and custody; foreign exchange spreads; and wealth management and advisory fees. Straight2Bank is monetised as part of broader corporate banking relationships rather than as standalone software subscription revenue. Consumer mobile and online banking function as digital distribution and servicing layers that drive uptake of deposits, cards, loans, investments and related banking products.
- Net interest income from loans and deposits
- Interest margin
- Transaction banking fees
- Service Fee
- Foreign exchange and treasury services
- Pay-per-Use
- Wealth management and advisory
- Service Fee
- Custody and trade finance services
- Service Fee
Products & capabilities
No products with linked sources are available in this view.
Products & market categories
Media Channel
Technology
Recent recorded signals
Dates refer to the source publication. Older entries are historical context, not evidence of a new event.
Standard Chartered supports Thailand's second sustainability-linked bond, advancing climate and nature ambitions
Recorded impact score: 3.5/5
Standard Chartered supports Thailand's second sustainability-linked bond, advancing climate and nature ambitions (17 September 2026). Also new: Standard Chartered and LMAX Group expand partnership to include digital asset custody in Luxembourg and DIFC (16 September 2026); Standard Chartered's Future of Trade Report: Faster Digitalisation Could Unlock US$2.8 Trillion in Annual Global Trade by 2031 (8 September 2026); Standard Chartered to continue Liverpool FC partnership as Global Partner from the 2027/28 season (8 September 2026); Standard Chartered deepens "Now's Your Time for Wealth" campaign with AI-powered innovation, wealth and advisory capabilities (8 September 2026).
Management Team Update
Recorded impact score: 4/5
Standard Chartered's media page now leads with a new press release dated 26 August 2026: 'Management Team Update.' Additional new announcements include 'Standard Chartered becomes first bank distributor of HKDAP to unlock real-economy benefits of HKD stablecoins' (24 August 2026) and 'Standard Chartered becomes first G-SIB to issue digitally native notes on Euroclear’s D-FMI' (20 August 2026).
Standard Chartered becomes first G-SIB to issue digitally native notes on Euroclear’s D-FMI
Recorded impact score: 4.5/5
Standard Chartered announces issuance of digitally native notes on Euroclear’s D-FMI, becoming the first G-SIB to do so.
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Questions about Standard Chartered
What is Standard Chartered?
Standard Chartered is a public international banking group serving corporate, institutional, affluent, retail and SME customers across Asia, Africa and the Middle East.
Who uses Standard Chartered?
Its users include corporate treasuries, financial institutions, multinational companies, affluent individuals, retail banking customers and SMEs.
How does Standard Chartered make money?
It earns money from net interest margins, payments and trade fees, FX spreads, custody services, and wealth management and advisory income.
Sources & coverage
This profile uses public, official and technically observable information. Missing information does not prove that a product or relationship does not exist. The list below does not imply that every profile statement has been verified.
15 publicly documented primary sources and citations linked across the market graph.
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