B2B SaaS Provider
FIS vs Ramp
Structured technology and market comparison · 2026
Direct Feature Comparison
FIS · vs · RampFinancial software and payments infrastructure for banks and enterprises.
Finance automation platform for cards, spend, payments and procurement.
Analyze all overlapping signals and tech stacks for FIS and Ramp
Compare mutual enterprise clients, monetization models, live market signals, and partner networks directly in the interactive Knowledge Graph.
Comparison Analysis
What is the main difference between FIS and Ramp?
When comparing FIS and Ramp, both platforms operate within the Enterprise Resource Planning & HR, B2B SaaS Provider, and Payment Gateway & Orchestration ecosystem. FIS is positioned as Financial software and payments infrastructure for banks and enterprises, whereas Ramp focuses on Finance automation platform for cards, spend, payments and procurement. Decision-makers evaluate both solutions when orchestrating their commercial monetization and technology stack.
What are the top alternatives to FIS and Ramp?
When evaluating FIS and Ramp, enterprise buyers also consider other platforms in Enterprise Resource Planning & HR, B2B SaaS Provider, and Payment Gateway & Orchestration. You can discover the full competitive landscape and evaluate other alternatives by viewing their respective footprint profiles on Polaris7.
How do the corporate scale, structure, and headquarters of FIS and Ramp compare?
FIS is headquartered in United States (founded in 1968) with >5,000 employees. Ramp is based in United States (founded in 2019) with 1,001–5,000 employees. Complete ownership, subsidiary trees, and corporate affiliations are documented across Polaris7.
Market Signals
Recent Market Signals & Activity: FIS vs Ramp
Documented market movements, strategic partnerships, product releases, and regulatory developments mapped across Polaris7.
FIS
Recent Signals
- ·SEC APIfinancials
8-K Financial Filing Analysis for FIS (2026-11-04)
On November 4, 2026, Fidelity National Information Services, Inc. (FIS) submitted a Form 8-K under Item 2.02 (Results of Operations and Financial Condition) announcing that it issued a press release disclosing its financial results for the three and nine months ended September 30, 2026. The release also provided management's full-year financial guidance for the year ending December 31, 2026. The full earnings release was furnished as Exhibit 99.1 but was not incorporated as filed under Section 18 of the Exchange Act.
- FIS furnished a press release reporting financial results for the three and nine months ended September 30, 2026.
- The announcement included updated full-year 2026 financial guidance for the period ending December 31, 2026.
- The filing was formally executed by Chief Financial Officer James Kehoe and Chief Accounting Officer Alexandra Brooks on November 4, 2026.
Ramp
Recent Signals
- ·Linas NewsletterFinancials
Ramp seeks national trust bank charter to hold customer money
Ramp, the fintech company valued at $60 billion, has applied for a national trust bank charter from the Office of the Comptroller of the Currency (OCC). This move follows its recent $1.85 billion fundraising and the acquisition of Vesto, a treasury software company. The charter would allow Ramp to hold, invest, and move customer money directly, reducing its reliance on partners like Stripe for regulated services. Customers currently hold over $5 billion in Ramp accounts. The article analyzes what the charter permits and restricts, the potential removal of the Stripe dependency, and how the Vesto deal could divert corporate cash from traditional banks like JPMorgan and Bank of America. A lawsuit might still challenge the scope of the plan.
- Ramp applied for a national trust bank charter from the OCC.
- The application came after Ramp raised $1.85 billion at a $60 billion valuation.
- Ramp acquired Vesto, a treasury software company, four days before the charter application.
- ·AdExchangerAI
AI Startup Minerva Launches Agentic CDP for Marketers
Minerva, an AI startup founded by finance veterans, has raised $20 million and built an 'agentic CDP' that uses AI agents to unify brand first-party data with an identity graph of 270 million consumers. The CEO Jackson Engles emphasizes the product is a specialized marketing platform rather than a general-purpose AI tool. Minerva's agents, built on OpenAI, map, unify, and supplement customer data, enabling use cases like extending direct mail campaigns and creating lookalike audiences for Meta. Client results include an 80% boost in marketing-qualified leads for Ramp and a 3.4x higher ROAS for Wander. The company is also developing an 'agentic data scientist' for predictive modeling. Minerva avoids marketing the CDP label, focusing on outcomes over infrastructure.
- Minerva raised $20 million (Axios, June 2026).
- Minerva uses an identity graph of 270 million consumers.
- Client Ramp saw an 80% increase in marketing-qualified leads.
- ·Trending Topics (DACH/CEE Innovation & Tech)Financials
Ramp Raises $1.85B at $60B Valuation
Ramp, a New York-based fintech specializing in corporate cards and expense management, is raising approximately $1.85 billion (€1.65 billion) at a pre-money valuation of $60 billion (€53 billion), as reported by Bloomberg. The round is led by Dragoneer and Thrive Capital, with participation from Founders Fund, Sands Capital, and Avenir Growth. This follows a $750 million Series F raised in June 2025 at a $44 billion valuation. Ramp's annualized revenue has surpassed $2 billion, up from $1.5 billion in early June, and the company now serves over 85,000 customers processing more than $100 billion annually, with payment volume growing 170% year-over-year. Ramp is expanding internationally (acquiring Billhop for European licenses) and into AI, launching Router.com for AI model routing, a corporate credit card for AI agents, and Glass, a workspace for AI automations. The company faces competition from Pleo, Moss, American Express, and Rippling. The high valuation (30x revenue) is notable given Brex's recent sale to Capital One for $5.15 billion.
- Ramp is raising $1.85 billion at a pre-money valuation of $60 billion, led by Dragoneer and Thrive Capital, with participation from Founders Fund, Sands Capital, and Avenir Growth.
- This follows a $750 million Series F at a $44 billion valuation in June 2025.
- Ramp's annualized revenue surpassed $2 billion, up from $1.5 billion in early June 2025.
Compare their exact ecosystem overlaps.
Explore all deep relationships in Polaris7. Discover exactly which mutual clients, integrated technologies, and overlapping partners FIS and Ramp share across the market ecosystem.
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