FI

FIS

Financial software and payments infrastructure for banks and enterprises.

Available information varies by company and source.

Profile record updated:

Company facts

Official name
Fidelity National Information Services, Inc.
Entity type
COMPANY
Founded
1968
Headquarters
347 Riverside Avenue, Jacksonville, FL, 32202, United States
Company size
>5,000
Market role
B2B SaaS Provider
Ticker
FIS
Official website
fisglobal.com

What FIS does

FIS operates a diversified B2B fintech model built around mission-critical software and financial processing infrastructure. It creates value by supplying banks and enterprises with core operational systems for digital banking, lending, accounts payable and receivable automation, billing, disbursements, private capital accounting and related payment workflows. Because these products sit inside core financial and operational processes, the company benefits from long contract durations, high switching costs and opportunities to cross-sell adjacent modules and processing services.

Category differentiation

FIS is a financial technology and enterprise software provider, not Fidelity Investments and not the adjacent payments and banking vendor Fiserv. It sells infrastructure and workflow systems to institutions rather than operating as a consumer banking brand.

Strategic context

AI-supported assessment from the existing company research; distinguish interpretation from sourced facts.

FIS is a US-based financial technology company that sells software and transaction infrastructure to banks, lenders, payment issuers, private capital firms and enterprise finance teams. Its product footprint in the supplied data spans digital banking, commercial lending, fund accounting, receivables and payables automation, bill presentment, disbursements and payment processing-related workflows. The company generates revenue from enterprise software contracts, payment and transaction-linked fees, implementation and integration work, and recurring support services. The business is positioned as a large incumbent B2B fintech platform rather than a consumer brand. Its customers are financial institutions, large corporates and specialised financial services organisations that buy mission-critical systems for banking operations, payments, finance automation and treasury workflows. The supplied financial evidence also shows an acquisitive strategy, including the 2019 acquisition of Worldpay and the 2026 acquisition of the Issuer Solutions business / Total System Services LLC to deepen payments, issuer processing, fraud and loyalty capabilities.

Company news briefing

Briefing updated:

Following its Worldpay divestiture, FIS has advanced its strategic partnership with Anthropic by launching a financial crimes agent tailored for the agentic AI era in banking. Additionally, the company has deployed a new embedded banking platform and reported core banking momentum, securing a $100 billion bank client alongside five new charters. These initiatives are further reinforced by collaborative efforts with Ericsson to eliminate integration barriers for wallet-led financial services.

Business model & monetisation

FIS monetises through a mix of enterprise SaaS subscriptions, multi-year software licensing, transaction-based payment and disbursement fees, processing economics tied to payment flows, implementation and integration fees, and recurring support or maintenance contracts. Certain payment products also appear to capture economics from value-added services such as vendor enrolment, virtual card rebates, fraud-related features and other issuer or payment services. Commercial pricing is therefore a blended model of recurring software revenue plus usage- and transaction-linked revenue.

Enterprise software subscriptions and licences
Software Subscription
Payment processing and transaction fees
Percentage Take-Rate
Implementation and systems integration
Service Fee
Support and maintenance contracts
Service Fee
API and value-added payment services
Pay-per-Use

Products & capabilities

No products with linked sources are available in this view.

Products & market categories

Competitors & alternatives

  • Ramp

    Finance automation platform for cards, spend, payments and procurement.

  • Deluxe

    B2B provider of payments, receivables, marketing data and brand operations.

  • Billtrust

    B2B software for receivables automation, payments and order-to-cash workflows.

  • Tipalti

    Finance automation and global payout software for business finance teams.

  • Finastra

    Banking software and payment platforms for financial institutions.

View all competitors

Recent recorded signals

Dates refer to the source publication. Older entries are historical context, not evidence of a new event.

  • 10-Q Financial Filing Analysis for FIS (2026-08-04)

    sec.gov

    financials · Recorded impact score: 4.5/5

    Fidelity National Information Services (FIS) reported robust financial results for Q2 2026, driven significantly by the closing of the Issuer Solutions acquisition from Global Payments and the divestiture of its remaining minority stake in Worldpay. Second-quarter consolidated revenue reached $3.38 billion, up 29% YoY, while operating income grew 24% YoY to $507 million. In the first half of 2026, net earnings attributable to FIS surged to $2.60 billion, propelled by a $2.2 billion estimated pre-tax gain recorded on the Worldpay minority interest sale. Operating cash flow for the six-month period improved to $1.21 billion compared to $839 million in the prior year.

    • Q2 2026 revenue increased 29% year-over-year to $3.38 billion, with Banking Solutions revenue growing 44% to $2.48 billion following the Issuer Solutions acquisition.
    • FIS recognized a preliminary pre-tax gain of $2.2 billion on the sale of its remaining 45% Worldpay equity interest, leading to H1 2026 net earnings attributable to FIS of $2.60 billion ($5.03 per diluted share).

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Questions about FIS

What is FIS?

FIS is a public financial technology company that provides banking software, payments infrastructure and finance automation tools to institutions and enterprises.

Who uses FIS?

Banks, credit unions, lenders, private capital firms, asset managers and enterprise finance teams use FIS products.

How does FIS make money?

FIS makes money through enterprise software subscriptions, transaction and processing fees, implementation work and recurring support services.

Sources & coverage

This profile uses public, official and technically observable information. Missing information does not prove that a product or relationship does not exist. The list below does not imply that every profile statement has been verified.

16 publicly documented primary sources and citations linked across the market graph.

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