Ripple
Ripple is a enterprise blockchain infrastructure for cross-border payments and liquidity.
Ripple operates in the B2B SaaS Provider segment.
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Distinction
This is the enterprise fintech company behind RippleNet and ODL, not a general-purpose adtech, martech or media platform. It should also be distinguished from the XRP asset itself, which is part of some of its liquidity workflows but is not the whole company.
- Founded
- 2012
- Headquarters
- Unknown
- Core Segment
- B2B SaaS Provider
- Company Size
- 1,001–5,000
- Official Links
- Website
- Verified
- 2026-04-22
Key insights about Ripple
Ripple: About
Ripple operates a B2B enterprise infrastructure model. It provides proprietary, cloud-hosted payment network software and liquidity tools to financial institutions, enabling them to replace or supplement correspondent banking processes with API-connected settlement and liquidity workflows. Value is created through faster settlement, lower operational complexity, reduced need for pre-funded accounts and additional enterprise digital asset capabilities.
Products & Services in Categories
Verified structural categorizations from the graph
Ripple: Market Position
Ripple is a private enterprise fintech company that develops blockchain-based infrastructure for cross-border payments and liquidity management. Its core products, including RippleNet and On-Demand Liquidity, are sold to banks, remittance firms, payment providers and other financial institutions that want to move money internationally with faster settlement, reduced pre-funding requirements and API-based integration.
The company makes money through a mix of enterprise platform access and usage-based commercial models tied to payment volume, transaction processing and liquidity services. Its 2023 acquisition of Metaco indicates a broader enterprise strategy around institutional digital asset infrastructure beyond pure payment messaging and settlement.
Ripple: Frequently Asked Questions
What is Ripple?
Ripple is a private enterprise fintech company that provides blockchain-based infrastructure for cross-border payments, settlement and liquidity management.
Who uses Ripple?
Its customers are banks, remittance providers, payment companies and other financial institutions that need faster international money movement and liquidity tools.
How does Ripple make money?
It earns revenue from enterprise platform access, transaction-based fees and liquidity-related spreads and service margins tied to payment flows.
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