MANGOPAY
Payment infrastructure for marketplaces and platform businesses.
Available information varies by company and source.
Profile record updated:
Company facts
- Official name
- MANGOPAY S.A.
- Entity type
- COMPANY
- Founded
- 2013
- Headquarters
- 2, AVENUE AMÉLIE LUXEMBOURG, L-2449 LUXEMBOURG
- Company size
- 201–500
- Market role
- B2B SaaS Provider
- Official website
- mangopay.com
What MANGOPAY does
MANGOPAY provides embedded payment infrastructure to business customers through APIs and platform software. It creates value by replacing fragmented payment, wallet, payout and compliance workflows with a unified stack designed for multi-party transactions. The model is infrastructure-led: customers integrate MANGOPAY into their own products and operations, then process payment volume and related money movements through the platform. Revenue scales with customer transaction volume and adoption of adjacent modules such as wallets, FX, identity and fraud.
Category differentiation
MANGOPAY is a B2B payments infrastructure provider for platforms and marketplaces, not a consumer wallet or merchant checkout brand. It is distinguished from generic PSPs by its focus on wallet-based multi-party fund flows, payouts and platform-native compliance tooling.
Strategic context
AI-supported assessment from the existing company research; distinguish interpretation from sourced facts.
MANGOPAY is a Luxembourg-based fintech infrastructure provider focused on payments for marketplaces, platforms, SaaS businesses and fintech companies. Its core offer is an API-first, wallet-centric architecture that helps customers accept payments, hold funds, split and route money between multiple parties, manage payouts, issue virtual IBANs, handle foreign exchange, and support identity verification and fraud prevention. The company makes money primarily from usage-based fees tied to transaction activity such as pay-ins, payouts and FX, alongside contractual platform and service fees. Its customers are businesses rather than consumers, particularly organisations that need embedded financial infrastructure for seller payments, escrow-like wallet flows, reconciliation and compliance across multiple geographies.
Company news briefing
Briefing updated:
Following its acquisition by Advent International, Mangopay has expanded its global infrastructure by launching a dedicated use case for crypto platforms to bridge digital assets with traditional financial systems. This strategic diversification, coupled with the addition of new currencies to its virtual accounts, facilitates further international marketplace scaling. These developments, alongside the integration of Nethone’s fraud prevention and the Vinted partnership, reinforce Mangopay’s position within Advent’s consolidating payments portfolio—which includes Nuvei and Payoneer—following the parent company's recent expansion and large-scale acquisition efforts in the payments sector.
Business model & monetisation
The company uses a usage-based and contract-driven monetisation model. Core revenues come from transaction-linked fees on payment acceptance, payouts and FX conversions, with pricing tiers improving at higher volumes. It also monetises through platform access and potentially fixed monthly, setup or service fees under customised client contracts. Economically, this is a mix of payment take-rate and API infrastructure monetisation.
- Payment acceptance fees
- Percentage take-rate on processed pay-ins
- Payout processing fees
- Usage-based transaction pricing
- FX conversion fees
- Per-conversion or spread-based pricing
- Platform and API access fees
- Contracted SaaS or monthly platform fees
- Compliance and fraud add-ons
- Module-based usage or contractual pricing
Products & capabilities
No products with linked sources are available in this view.
Products & market categories
Competitors & alternatives
- Marqeta
API-first card issuing and embedded payments infrastructure for businesses.
- Payoneer
Cross-border payments and workforce platform for global businesses.
Side-by-side comparisons
Recent recorded signals
Dates refer to the source publication. Older entries are historical context, not evidence of a new event.
Mangopay launches Crypto Platforms use case
Recorded impact score: 4/5
Crypto Platforms Connect crypto to the real-world financial system
Mangopay adds new currencies to Virtual Accounts, enabling platforms to keep going global
Recorded impact score: 4/5
Mangopay adds new currencies to Virtual Accounts, enabling platforms to keep going global
Explore company relationships
Questions about MANGOPAY
What is MANGOPAY?
MANGOPAY is a B2B payments infrastructure provider that helps platforms and marketplaces manage payments, wallets, payouts, FX, identity and fraud workflows.
Who uses MANGOPAY?
Its customers are marketplaces, SaaS platforms, fintechs, gig economy businesses and other platform operators that need complex multi-party payment orchestration.
How does MANGOPAY make money?
It primarily earns revenue from usage-based fees on payment volume, payouts and FX, alongside contractual platform or service fees for its infrastructure.
Sources & coverage
This profile uses public, official and technically observable information. Missing information does not prove that a product or relationship does not exist. The list below does not imply that every profile statement has been verified.
16 publicly documented primary sources and citations linked across the market graph.
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