ST

Stax

Payments platform for merchants, billing, and embedded payment partners.

Available information varies by company and source.

Profile record updated:

Company facts

Official name
Stax Payments, Inc.
Entity type
COMPANY
Founded
2014
Headquarters
United States
Company size
201–500
Market role
B2B SaaS Provider
Official website
staxpayments.com

What Stax does

Stax operates a B2B fintech software and payments model. It provides merchant-facing payment acceptance and billing software directly to businesses, while also offering embedded payment infrastructure to software platforms and ISVs. Value is created by combining software workflows such as invoicing, recurring billing, reporting, and onboarding with underlying payment processing and settlement infrastructure, enabling customers either to run their own payment operations or outsource them to Stax.

Category differentiation

This company is a payments technology and processing platform, not an adtech or martech vendor. It should also be distinguished from generic invoicing tools because its core offer includes payment processing infrastructure and embedded payments.

Strategic context

AI-supported assessment from the existing company research; distinguish interpretation from sourced facts.

Stax is a US-based private payments technology company that sells merchant payment processing, subscription billing, invoicing, embedded payments infrastructure, and related payment operations tools. Its core offer centres on helping businesses accept and manage card and ACH payments across online, in-person, and mobile channels, while also serving software platforms and ISVs that want to embed payments into their own products. The company makes money through a mix of fixed subscription fees, transaction-related payment economics, and value-added products such as billing automation, surcharging, and managed embedded payments support. Its customers are primarily SMB merchants, subscription businesses, and SaaS platforms or ISVs that need payment acceptance, billing automation, onboarding, settlement, and developer tooling in one stack.

Business model & monetisation

Stax primarily uses a subscription-led pricing model for merchant payments, charging fixed monthly platform fees tied to processing volume while passing through interchange without a percentage markup. It also monetises through transaction-related fees, ACH and ancillary payment fees, subscription billing software, value-added services such as compliant surcharging, and partner or volume-based economics from embedded payments and managed platform programmes.

Merchant subscription platform fees
Fixed monthly SaaS pricing by processing tier
Transaction and payment processing economics
Per-transaction fees and payment volume monetisation
Subscription billing software
Software subscription and workflow automation
Embedded payments partner revenue
Partner fees or revenue share tied to platform payment volume
Value-added services such as ACH and surcharging
Ancillary fees and add-on services

Products & capabilities

No products with linked sources are available in this view.

Products & market categories

Competitors & alternatives

  • Jack Henry

    Banking software and payments infrastructure for banks and credit unions.

  • EBANX

    Cross-border payments platform for emerging-market commerce.

  • Deluxe

    B2B provider of payments, receivables, marketing data and brand operations.

  • Bango

    Subscription bundling and carrier billing platform for digital commerce.

  • BillingPlatform

    Enterprise SaaS for billing, payments and revenue management.

View all competitors

Recent recorded signals

Dates refer to the source publication. Older entries are historical context, not evidence of a new event.

No sufficiently sourced and dated signals are available for this view.

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Questions about Stax

What is Stax?

Stax is a B2B payments technology company offering merchant processing, invoicing, subscription billing, and embedded payments infrastructure.

Who uses Stax?

Its main users are SMB merchants, subscription businesses, SaaS platforms, ISVs, and developers integrating payment capabilities.

How does Stax make money?

It earns revenue from subscription platform fees, payment processing economics, billing software, embedded payments partnerships, and add-on payment services.

Sources & coverage

This profile uses public, official and technically observable information. Missing information does not prove that a product or relationship does not exist. The list below does not imply that every profile statement has been verified.

17 publicly documented primary sources and citations linked across the market graph.

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