Alior Bank vs Wise

Alior Bank odświeża stronę główną: nowe promocje kont, kursy walut w Alior Mobile oraz zmiany w ofercie kredytowej

Strona główna Alior Banku została znacząco zaktualizowana. Wprowadzono nową promocję 'Alior Konto z Premią' (kod PREMIA2026) z bonusem do 800 zł i obrączką płatniczą, zastępując poprzednią promocję 'Zyskaj z Alior Kontem'. Głównym tematem stały się kursy walut w Alior Mobile, które zdobyły nagrody w rankingach. Usunięto sekcję 'Nowość! Kredyt konsolidacyjny' z góry strony, ale dodano nową sekcję kredytu konsolidacyjnego niżej z aktualnymi warunkami. Pojawiły się nowe promocje dla dzieci i nastolatków ('Bon dla Ciebie – edycja II', 'Bonus dla nastolatka'). Oferta hipoteczna zmieniła się z 'Własne M tam gdzie Ty III' na 'IV' z niższym RRSO. Usunięto promocję 'Razem się opłaca - zyskajcie do 300 zł na Allegro'. W biznesie nowa promocja 'Kredyt firmowy i biznes rośnie!' zastąpiła 'Przenieś kredyt firmowy do Alior Banku'.

Revolut plans dual US and UK listing, targeting $200 billion valuation

Revolut, the London-based neobank, is considering a dual stock market listing in New York and London, with co-founder and CEO Nik Storonsky revealing the plans in an interview with Les Echos. The company is targeting a valuation of up to $200 billion for its IPO, expected no earlier than 2028. Storonsky expressed a preference for the US market due to its larger investor pool, but aims to maintain a presence in London. This move follows similar actions by Wise, which moved its primary listing to New York. Revolut was last valued at $75 billion in a funding round, so the target valuation would require nearly tripling its value. The company's US expansion, including conditional approval for a US banking license, is seen as a key factor for the IPO's success. Revolut plans to invest around €2.3 billion annually in growth through 2030.

• Revolut is considering a dual listing in New York and London, targeting a valuation of up to $200 billion.
• The IPO is expected no earlier than 2028, with CEO Nik Storonsky preferring the US market.
• Revolut was last valued at $75 billion in a funding round.

Wise launches 2026 Q2 Mission Update: Price

Wise reduced fees saving customers ~£23m per year as part of its mission to build the best way to move and manage money.

Revolut Wins US Bank Charter, Wise Rejected

The OCC granted Revolut a conditional US bank charter, while rejecting Wise's application earlier in July. This regulatory divergence signals a shift in how US authorities are assessing foreign fintechs. Revolut, with 80 million users, a proprietary AI model trained on 40 billion banking events, and $2.3 billion in pretax profit, gains a federal on-ramp into American banking. The approval is seen as a strategic advantage, particularly through its PRAGMA credit-risk model, which no US neobank can replicate or acquire. This event potentially marks the decline of the sponsor-bank model for major fintechs, as larger players may now pursue their own charters. The article also discusses Anthropic's move to build in-house payments infrastructure, citing its rapid revenue growth from $9B to $65B annualized in seven months, making off-the-shelf billing inadequate. This includes insights into AI-specific fraud challenges and Stripe's $7B+ counter-move with OpenRouter.

• The OCC approved Revolut's conditional US bank charter.
• The OCC rejected Wise's US bank charter application in July.
• Revolut has 80 million users and $2.3 billion in pretax profit.