Jack Henry vs Pennylane

Jack Henry and Google Cloud Launch Tokenized Deposits

Jack Henry, a core banking technology provider, has expanded its collaboration with Google Cloud to enable banks and credit unions to offer tokenized deposits via Google Cloud Universal Ledger (GCUL). Jack Henry will be the first core provider to integrate with GCUL, a managed distributed ledger service for real-time, programmable settlement. The partnership, initially established in 2022, now extends to digital asset infrastructure. The integration aims to help community and regional financial institutions retain deposits, modernize payment offerings, and compete with larger banks and fintechs. Benefits include 24/7 settlement, capital efficiency, and reduced operational complexity. The announcement was made on October 16, 2026, with executives from both companies emphasizing accessibility of financial innovation.

• Jack Henry will integrate with Google Cloud Universal Ledger (GCUL), becoming the first core banking technology provider to do so.
• GCUL is a fully managed, distributed ledger service enabling tokenization and real-time settlement.
• The expanded collaboration aims to help banks and credit unions offer tokenized deposits.

8-K Financial Filing Analysis for Jack Henry (2026-08-24)

On August 20, 2026, Jack Henry & Associates, Inc. announced the appointment of Richard N. Preece as an independent director to its Board of Directors, filling the vacancy left by the retirement of David B. Foss on July 15, 2026. Mr. Preece, currently CEO of GoGuardian and former COO of LegalZoom and Senior VP at Intuit/QuickBooks, will serve on the Human Capital & Compensation Committee and the Risk & Compliance Committee. Concurrently, the Board resolved to reduce its total size from ten to nine directors effective immediately prior to the 2026 Annual Meeting, as director Wes Brown will reach mandatory retirement age (72) and not stand for reelection.

• Richard N. Preece appointed as an independent director filling the seat vacated by David B. Foss, receiving a prorated RSU award of ~$45,479 and standard director cash retainers ($70,000 base plus $15,000 for each of two committees).
• Board size reduced from 10 to 9 members effective prior to the 2026 Annual Meeting of Stockholders.
• Director Wes Brown will not stand for reelection due to mandatory retirement at age 72 under corporate governance guidelines.

10-K Financial Filing Analysis for Jack Henry (2026-08-28)

Jack Henry & Associates, Inc. reported solid financial results for the fiscal year ended June 30, 2026, with total revenue rising 7.1% year-over-year to $2.54 billion and net income climbing 10.3% to $502.78 million. Top-line expansion was driven by robust adoption of private and public cloud solutions, card processing, and digital banking platforms across regional banks and credit unions. Cash flow and tax liabilities were positively impacted by the enactment of the One Big Beautiful Bill Act (OBBBA), which reinstated immediate domestic R&D expensing and 100% bonus depreciation. Strategically, the company expanded its Payments-as-a-Service capabilities via the $42.39 million cash acquisition of Victor Technologies, expanded liquidity through a new $1.0 billion revolving credit facility, and returned $448.17 million to shareholders via share repurchases.

• Total revenue increased 7.1% year-over-year to $2.544 billion, while net income grew 10.3% to $502.78 million for the fiscal year ended June 30, 2026.
• Acquired Victor Technologies, Inc. on September 30, 2025, for $42.39 million in cash and entered into an expanded 5-year, $1.0 billion unsecured revolving credit facility on March 25, 2026.
• Repurchased 2,947,000 shares of common stock for $448.173 million and authorized 4.7 million shares under the newly adopted 2025 Equity Incentive Plan.

Pennylane announces €75M Series D in April 2025 and €175M in January 2026

Depuis sa création, Pennylane a levé un total de 359 millions d'euros en six tours de financement successifs : 4 M€ en seed (mai 2020), 15 M€ en Série A (janvier 2021), 50 M€ en Série B (janvier 2022), 40 M€ en Série C (février 2024), 75 M€ en Série D (avril 2025), et 175 M€ en janvier 2026.