dLocal vs Stripe

6-K Financial Filing Analysis for dLocal (2026-08-13)

On August 13, 2026, dLocal Limited submitted a Form 6-K filing with the SEC announcing the release of its financial results for the second quarter and six-month period ended June 30, 2026. The submission furnishes key investor materials, including the Q2 2026 earnings press release, unaudited consolidated condensed interim financial statements for Q2 2026 and Q2 2025, the Q2 2026 quarterly report, and the earnings presentation deck. Signed by Chief Financial Officer Guillermo López Pérez, the filing serves as the regulatory vehicle providing market transparency into dLocal's quarterly operational performance and financial position across its emerging market payment corridors.

• Furnished unaudited consolidated interim financial statements for the three- and six-month periods ended June 30, 2026 and June 30, 2025.
• Included the Q2 2026 earnings press release (Exhibit 99.1), quarterly report (Exhibit 99.3), and investor presentation (Exhibit 99.4).
• Executed and submitted by Chief Financial Officer Guillermo López Pérez on August 13, 2026.

New dLocal Report Finds 71% of Emerging-Market Shoppers Unlikely to Purchase without Local Payment Options

dLocal published a new report revealing that 71% of emerging-market shoppers are unlikely to purchase without local payment options. Additionally, the Bank of Ghana granted dLocal an EPSP license to expand secure digital payments.

Constructor Launches Agentic Checkout Powered by Stripe

Constructor, a product discovery platform for the agentic era, has launched Agentic Checkout, integrating Stripe to enable shoppers—both humans and AI agents—to discover and purchase products within a single conversational interface. This new functionality eliminates the friction of leaving an AI agent to complete a purchase on a traditional checkout page. Available globally, it is the first Stripe-powered checkout directly within an onsite shopping agent. Shoppers can pay via Link by Stripe, used by 250 million customers, or other payment methods. The feature is initially available within Constructor's AI Shopping Agent and AI Product Insights Agent, with expansion planned across additional touchpoints. Adoption of Constructor's AI agents has surged, with a 900% increase in deploying companies over the past year, reflecting the growing shift toward agentic commerce.

• Constructor launched Agentic Checkout, integrating Stripe.
• Available globally, it is the first Stripe-powered checkout within an onsite shopping agent.
• Shoppers can pay via Link by Stripe, used by 250 million customers.

TikTok Adds AI Shopping Assistant and Direct Brand Checkout

TikTok has rolled out an AI-powered Shopping Assistant and a new in-app checkout feature in the U.S., allowing users to buy products directly from brands within the For You feed, separate from TikTok Shop. The conversational AI agent provides product details, shipping, sizing, and purchase assistance, while the one-click checkout enables seamless purchases without leaving the app. These features are developed in partnership with Salesforce, Shopify, Shoplazza, and Stripe, aiming to move users from discovery to action, as stated by David Kaufman, TikTok's global head of monetization and product partnerships. This expansion beyond TikTok Shop underscores TikTok's growing e-commerce footprint. The platform's Economic Impact Report estimates an $81 billion contribution to U.S. GDP, with 54 million Americans purchasing after watching videos, and TikTok Shop generated $15.8 billion in U.S. sales in 2025.

• TikTok launched an AI shopping assistant and one-click checkout feature in the U.S.
• The features are built in partnership with Salesforce, Shopify, Shoplazza, and Stripe.
• TikTok's Economic Impact Report estimates $81 billion in U.S. GDP contribution.

OUSD is now the default stablecoin on Stripe

Open USD (OUSD), a stablecoin built for global money movement, is now available across Stripe. Businesses can use OUSD to manage funds, make payments, and offer new financial services.