Vienna Insurance Group (VIG)

Vienna Insurance Group is a publicly listed insurance holding company headquartered in Austria. It operates a multi-brand insurance business across Central and Eastern Europe, serving retail customers, SMEs and large enterprises through local subsidiaries, bancassurance relationships, brokers, digital self-service channels and partner platforms. Its core business is underwriting life and non-life insurance, complemented by corporate risk management services and newer embedded insurance distribution models. The group generates revenue primarily from recurring insurance premiums and related underwriting income. Its current strategy centres on expanding CEE leadership, improving digital distribution, and integrating recent acquisitions including Nürnberger in Germany, PHINANCE in Poland and Moldasig in Moldova. VIG is not an adtech or software vendor; digital products such as portals, wallets and telematics apps support insurance distribution, servicing and retention rather than acting as standalone software businesses.