Moody's
Credit ratings, risk data and analytics for global financial institutions.
Available information varies by company and source.
Profile record updated:
Company facts
- Official name
- Moody's Corporation
- Entity type
- COMPANY
- Headquarters
- United States
- Company size
- >5,000
- Market role
- Other / Non-Digital Advertising Relevant
- Ticker
- MCO
- Official website
- moodys.com
What Moody's does
Moody's monetises proprietary credit opinions, data assets, research, catastrophe models and enterprise workflow software. Moody's Ratings charges market participants for credit-rating and assessment services related to debt issuance and other obligations. Moody's Analytics builds recurring revenue through contracted subscriptions and licences for datasets, cloud applications, risk models, APIs, feeds, research and managed services. Acquisitions extend its data coverage, local ratings presence, compliance capabilities and insurance-risk modelling portfolio.
Category differentiation
Moody's is a credit-rating, financial-data and risk-intelligence corporation, not a consumer credit-score provider or a general advertising technology company. Its core customers are institutional and enterprise buyers rather than consumers.
Strategic context
AI-supported assessment from the existing company research; distinguish interpretation from sourced facts.
Moody's Corporation is a publicly listed financial-information and risk-intelligence company headquartered in the United States. It operates Moody's Ratings, which assesses the creditworthiness of debt issuers and obligations, and Moody's Analytics, which supplies enterprise software, data, research, risk models and workflow tools. Its products serve banks, lenders, institutional investors, governments, corporations, insurers, reinsurers and compliance teams. The company earns transaction-related fees for credit-rating and assessment services, principally from debt-market participants. It also generates recurring revenue from subscriptions, data licences, SaaS applications, model access, APIs, feeds and managed risk services. Its analytics portfolio covers credit, economic, compliance, third-party, catastrophe, underwriting, reinsurance and portfolio risk workflows.
Company news briefing
Briefing updated:
Moody's delivered robust second-quarter financial results driven by 15% revenue growth and expanded operating margins, supported by strong debt issuance momentum. Concurrently, Moody's Ratings issued strategic warnings regarding the credit implications of surging AI infrastructure spending by major tech hyperscalers, noting increased balance-sheet risks and pressure on free cash flow. Furthermore, leadership highlighted macroeconomic divergences between buoyant stock markets and muted real economic growth.
Business model & monetisation
Moody's uses a hybrid transaction and recurring-revenue model. Moody's Ratings charges fees for credit ratings and assessments of issuers, debt obligations, programmes and facilities. Moody's Analytics sells quote-based subscriptions, SaaS licences, data and research licences, model-access contracts, API and data-feed access, enterprise integrations and managed risk services. Commercial delivery includes web platforms, cloud endpoints, APIs, connectors, SFTP, Excel and direct data downloads.
- Credit ratings and assessment services
- Issuer and capital-market participant service fees
- Analytics subscriptions, data and research
- Recurring enterprise subscription and data licensing
- SaaS risk applications and model access
- Recurring software and model licences
- APIs, feeds, integrations and managed risk services
- Enterprise access and professional-service contracts
Products & capabilities
No products with linked sources are available in this view.
Products & market categories
Recent recorded signals
Dates refer to the source publication. Older entries are historical context, not evidence of a new event.
8-K Financial Filing Analysis for REIS, Inc. (2026-08-12)
financials · Recorded impact score: 3/5
Moody's Corporation announced the election of Keith Demmings to its Board of Directors, effective November 1, 2026. Mr. Demmings, 54, currently serves as the President and Chief Executive Officer of Assurant, Inc., bringing nearly three decades of global operational, commercial, and executive leadership experience across North America, Asia, Europe, and Latin America. In connection with his appointment, Demmings will receive standard non-employee director compensation comprising an annual cash retainer of $120,000 paid quarterly and an annual restricted stock unit (RSU) award valued at $230,000 vesting after one year. Board committee assignments have not yet been determined.
- Keith Demmings, President and CEO of Assurant, Inc., was elected to Moody's Board of Directors effective November 1, 2026.
- Compensation includes an annual cash retainer of $120,000 paid quarterly and an annual RSU award valued at $230,000 vesting on the first anniversary of the grant date.
Explore company relationships
Questions about Moody's
What is Moody's?
Moody's is a public financial-information company providing credit ratings, risk data, research, models and enterprise analytics software.
Who uses Moody's?
Banks, lenders, investors, governments, corporations, insurers, reinsurers, brokers and compliance teams use Moody's products.
How does Moody's make money?
Moody's earns rating-service fees and recurring revenue from subscriptions, SaaS licences, data, research, models, APIs and managed services.
Sources & coverage
This profile uses public, official and technically observable information. Missing information does not prove that a product or relationship does not exist. The list below does not imply that every profile statement has been verified.
21 publicly documented primary sources and citations linked across the market graph.
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