COMPANY

MishiPay

MishiPay is a retail software for mobile checkout, POS and in-store optimisation.

Analyst Perspective

MishiPay is a UK retail software company that provides mobile self-checkout, cloud point-of-sale, self-checkout kiosks, mobile POS and retail analytics tools for physical stores. Its core proposition is to help retailers reduce checkout friction, unify store transactions and connect payments, inventory and loyalty systems through a modular platform. The company primarily sells to retailers, convenience stores, chains and brands that want to modernise in-store commerce without major hardware roll-outs. It appears to make money mainly from recurring software subscriptions and enterprise deployments, with additional revenue likely from kiosk hardware, implementation and custom integrations.

Analyst Signal Briefing

No strategic news signals detected in the last 90 days.

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Category Differentiation

MishiPay is a retail operations and checkout software company, not a consumer payments app or a standalone payment processor. It is also distinct from pure computer-vision autonomous checkout vendors because its core proposition includes software-led scan-and-go, POS and modular store systems.

MishiPay: About

MishiPay operates a B2B retail software model. It sells a modular checkout and store operations platform to merchants, combining mobile scan-and-pay, POS software, self-checkout terminals and analytics. The value proposition is lower queue times, faster deployment, unified transaction data and improved store efficiency. The business creates value by embedding into retailers’ existing payments, inventory and loyalty systems, making the software part of day-to-day store operations.

How MishiPay Works & Monetises

Business model analysis and core revenue streams

The company primarily monetises through recurring SaaS subscriptions for its cloud POS, mobile checkout and analytics products. Product information also indicates enterprise contracts and custom deployments for larger chains, while kiosk-based products likely add hardware or bundled deployment revenue. Integration work, implementation and optional modules appear to complement the core subscription base.

Revenue Channels

Cloud POS and checkout software subscriptionsSoftware Subscription
Enterprise deployments and custom integrationsService Fee
Kiosk and RFID checkout solutionsRetail Margin
Analytics and recommendation modulesSoftware Subscription

Recent Signals (MishiPay)

MishiPayMay 8, 2026

Leadership Update

Mustafa Khanwala continues to serve as Founder & CEO, with a detailed background highlighting his accomplishments and leadership experience.

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MishiPayMay 8, 2026

Flying Tiger boosts loyalty adoption 3× with MishiPay

Flying Tiger boosts loyalty adoption 3× with MishiPay.

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MishiPaySep 10, 2025

MishiPay Raises £4.4M in Expansion Capital to Revolutionise In-Store Retail

MishiPay has successfully raised £4.4 million in expansion capital aimed at enhancing its in-store retail solutions.

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MishiPay: Frequently Asked Questions

What is MishiPay?

MishiPay is a retail software company that provides mobile self-checkout, POS, kiosks and analytics for physical stores.

Who uses MishiPay?

Retail chains, convenience stores, specialty retailers and brands use it to modernise in-store checkout and store operations.

How does MishiPay make money?

It mainly earns recurring SaaS fees for its software platform, with additional revenue from enterprise deployments, integrations and likely kiosk-related sales.

Company Facts

Founded
2015
Headquarters
Wework Aviation House, 125 Kingsway, London, United Kingdom, United Kingdom, WC2B 6NH
Core Segment
B2B SaaS Provider
Company Size
50–200
Official Link
mishipay.com