Chase
Consumer banking, payments and commerce media platform under JPMorgan Chase.
Available information varies by company and source.
Profile record updated:
Company facts
- Official name
- JPMorgan Chase Bank, N.A.
- Entity type
- COMPANY
- Company size
- >5,000
- Market role
- B2C Consumer App / Platform
- Official website
- chase.com
What Chase does
The business model combines deposit gathering, lending, card issuance, payments acceptance, wealth services and digital self-service channels inside a single financial ecosystem. Consumer and business users use Chase interfaces to manage money, borrow, spend, invest and accept payments, while merchants and brands access payment infrastructure and, in some cases, transaction-driven media products. Value is created by owning the customer relationship, increasing product penetration per customer and using transaction data to support measurement and targeted offers.
Category differentiation
This refers to the Chase banking brand and bank subsidiary ecosystem within JPMorgan Chase, not a standalone adtech or software company. It is also distinct from the listed parent company JPMorgan Chase & Co., although closely linked to it.
Strategic context
AI-supported assessment from the existing company research; distinguish interpretation from sourced facts.
Chase is the consumer and business financial services brand associated with JPMorgan Chase Bank, N.A., a wholly-owned subsidiary of JPMorgan Chase & Co. Its digital estate spans retail banking, mobile banking, investing, business banking, merchant payments, travel booking, auto finance and credit monitoring. The brand monetises primarily through financial services economics such as net interest income, payment processing fees, interchange, lending and advisory fees, while digital interfaces improve retention, transaction volume and product cross-sell.
Company news briefing
Briefing updated:
Following the leadership transition under Co-Presidents Doug Petno and Troy Rohrbaugh, Chase has refreshed its Air Canada Aeroplan Credit Card to feature automatic Aeroplan 25K status, enhanced earn categories across travel, gas, dining, and grocery purchases, and new annual statement credits. These consumer-facing product updates are accompanied by routine regulatory and financial filings submitted via the SEC API.
Business model & monetisation
Revenue is driven chiefly by financial services rather than standalone software subscriptions. The core model includes net interest income on deposits and loans, card and transaction fees, merchant acquiring and gateway fees, and advisory or management fees from investment products. Digital banking products are largely bundled and support retention and cross-selling. Chase Media Solutions adds an advertising revenue stream in which brands pay for targeted campaigns and offer-based placements using first-party transaction data and closed-loop measurement.
- Consumer and business banking economics
- Interest income and account-related financial services revenue
- Merchant acquiring and payment processing
- Percentage take-rate and transaction fees
- Investment and advisory services
- Service fees and asset-related charges
- Travel and marketplace-related activity
- Marketplace or referral-linked economics
- Chase Media Solutions
- Brand-funded advertising and offer campaigns
Products & capabilities
No products with linked sources are available in this view.
Products & market categories
Media Channel
Technology
Competitors & alternatives
- PayPal
Digital payments network spanning wallet, merchant tools and commerce media.
- Klarna
Buy-now-pay-later, merchant payments and retail media platform.
- Sea
Singapore-listed consumer internet holding company across commerce, gaming and fintech.
Side-by-side comparisons
Subsidiaries & acquisitions
- Capcom
Japanese video game publisher monetising franchise IP across digital platforms.
Recent recorded signals
Dates refer to the source publication. Older entries are historical context, not evidence of a new event.
Chase Launches Data Security Center to Help Customers Manage Connected Apps and Third-Party Data Sharing
Recorded impact score: 2/5
A new experience designed to give customers clearer information and simpler controls for understanding and managing connected-app access.
Chase Expands Ultimate Rewards® with New “Invest Your Points” Feature
Recorded impact score: 3.5/5
New redemption option connects Ultimate Rewards with accessible investing, expanding the program’s flexibility and highlighting J.P. Morgan Self-Directed Investing’s client-first features.
The Chase Air Canada Aeroplan® Credit Card Refresh Delivers Automatic Aeroplan 25K Status, New Earn Categories and More Ways to Save on Flights
Recorded impact score: 4/5
Primary cardmembers can now earn up to 5X total points on Air Canada, 3X on travel and 2X on gas, dining and grocery store purchases. New benefits include up to $100 in Air Canada statement credits annually and 15% savings on eligible flight rewards on Air Canada.
US Open Brand Partnerships Enhance Fan Experience
Sponsorship & Fan Experience · Recorded impact score: 2/5
The 2026 US Open (Aug. 23–Sept. 13) has expanded brand partnerships and on- and off-site activations aimed at improving fan experience. The U.S. Tennis Association and partners are deploying physical activations (charging stations, recovery and cooling stations, complimentary parking, product sampling) and expanded citywide programming including a Hudson Yards fan experience and a branded ice cream truck. Sponsors mentioned include long-running partners (Chase, American Express, Wilson, Grey Goose, Heineken, Lavazza) and new partners (AT&T as connectivity partner, Oura, Peloton, Gwoop). The tournament is also broadening its digital footprint with gaming and metaverse presences to reach younger audiences and year-round engagement. USTA says planning for each year begins immediately after the event, and this year added five new partners.
- The 2026 US Open runs from August 23 through September 13, 2026.
- The tournament added more partners than ever this year, including five new partners.
10-Q Financial Filing Analysis for Chase (2026-08-06)
financials · Recorded impact score: 4.7/5
For the second quarter ended June 30, 2026, JPMorgan Chase & Co. reported record financial results, with total net revenue increasing 28% year-over-year to $57.35 billion and net income surging 41% to $21.16 billion ($7.70 diluted EPS). The performance was boosted by a $4.6 billion net gain from the exchange of Visa Class B-2 shares into Visa Class B-3 and C shares, alongside $1.0 billion in equity investment gains. Net interest income expanded 10% to $25.51 billion on higher Markets NII, deposit volume growth, and credit card revolving balances. Noninterest expenses increased 15% to $27.32 billion, driven by revenue-linked compensation, headcount expansion, and marketing and technology investments. Total assets reached $5.02 trillion, while return on tangible common equity (ROTCE) strengthened to 29%.
- Total net revenue rose 28% YoY to $57.35 billion in Q2 2026, delivering net income of $21.16 billion and diluted EPS of $7.70.
- Results included a $4.6 billion net gain on Visa Class B-2 share exchange and $1.0 billion in equity investment markups.
Explore company relationships
Questions about Chase
What is Chase?
Chase is the consumer-facing banking and financial services brand associated with JPMorgan Chase Bank, N.A., offering banking, payments, lending, investing and related digital products.
Who uses Chase?
Chase is used by retail banking customers, cardholders, investors, borrowers, small businesses, merchants and, through Chase Media Solutions, brands and advertisers.
How does Chase make money?
Chase makes money mainly from banking and financial services revenue such as interest income, transaction and interchange fees, merchant service fees, advisory fees and a smaller advertising revenue stream from Chase Media Solutions.
Sources & coverage
This profile uses public, official and technically observable information. Missing information does not prove that a product or relationship does not exist. The list below does not imply that every profile statement has been verified.
18 publicly documented primary sources and citations linked across the market graph.
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