Sezzle

Sezzle is a US fintech company focused on buy now, pay later payments for retail purchases. Its core product lets consumers split purchases into four instalments over roughly six weeks, typically interest-free, via merchant checkout integrations and its mobile app. It also extends acceptance through a single-use virtual card that works on the Visa network and offers a paid membership tier with additional shopping benefits and offers. The company makes money primarily by charging merchants transaction-based fees for enabling Sezzle at checkout, while also earning consumer-side fees in some cases and subscription revenue from Sezzle Premium. Its direct customers are e-commerce merchants that want higher conversion and basket support, and retail consumers who want short-term instalment financing and payment management.