Ouro
Ouro is a prepaid payments and digital financial tools for underserved consumers.
Ouro operates in the B2C Consumer App / Platform segment.
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Distinction
This company is a consumer fintech and prepaid payments operator, not an adtech, martech or enterprise CRM software vendor. It should also be distinguished from unrelated firms using the word 'gold' or 'oro' in their branding.
- Founded
- 1999
- Headquarters
- Austin, Texas
- Core Segment
- B2C Consumer App / Platform
- Company Size
- 501–1,000
- Official Links
- Website
- Verified
- 2026-04-20
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Ouro: About
Ouro operates a fintech model centred on prepaid cards, mobile account management and partner-distributed financial products. It creates value by onboarding consumers who may have limited access to traditional banking, enabling payments, transfers and stored-value usage through mobile interfaces and branded card programmes. The company also extends distribution through co-branded partnerships with enterprises such as airlines, banks and sports organisations.
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Ouro: Market Position
Ouro is a private financial services and fintech company operating consumer prepaid payment products, digital wallet-style tools and selected co-branded card programmes. Based on the provided data, the company emerged from the integration of Rêv Worldwide’s strategic assets with the acquired Netspend consumer business and now operates under the Ouro name. Its products are aimed primarily at consumers, especially unbanked or underbanked users, with some partner-led offerings for enterprises seeking customised digital financial tools.
The company makes money mainly from prepaid card and transaction economics rather than software subscriptions. Revenue appears to come from interchange on card spend, transaction and top-up fees, balance-related economics, and commercial partnerships tied to branded card programmes. It also has an ancillary consumer web utility property, Calculator.lol, which likely supports advertising or affiliate-style monetisation.
Ouro: Frequently Asked Questions
What is Ouro?
Ouro is a private fintech company operating prepaid payment products, digital financial tools and partner-branded card programmes.
Who uses Ouro?
Its main users are consumers, especially unbanked or underbanked people, alongside partners such as brands, banks and airlines using co-branded financial products.
How does Ouro make money?
It mainly earns from card interchange, transaction and top-up fees, partner programme revenue and smaller ancillary income from web properties.
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