Stripe

Stripe operates a B2B financial infrastructure platform. It provides API-first and dashboard-based software that enables businesses to accept payments, manage subscriptions, route marketplace funds, issue cards, verify identities, prevent fraud, automate invoicing and tax, and analyse transaction data. Value is created by reducing development effort, regulatory complexity, and operational overhead for digital businesses. Revenue is generated from payment take rates, usage-based fees, add-on service charges, and negotiated enterprise pricing across a bundled product ecosystem.

Stripe is a private financial infrastructure and software company that provides payment processing, billing, invoicing, fraud prevention, marketplace payouts, tax automation, analytics, data sync, identity verification, card issuing, and in-person payments. Its primary customers are businesses, especially e-commerce merchants, SaaS companies, platforms, marketplaces, fintechs, and enterprise product teams that need developer-friendly APIs and managed financial operations tooling.

Stripe makes money chiefly by charging transaction fees on payment volume and additional usage-based or subscription-style fees for adjacent software modules such as Billing, Invoicing, Connect, Tax, Radar, and related services. Its model combines payments infrastructure with higher-value software layers, increasing revenue per customer as merchants adopt more of the product suite.